#9 Be debt-free… DONE! :D
I am so totally stoked to have crossed goal number nine off my list. As of last week, Aaron and I have no more debt outside our mortgage!
Thanks to a tax credit we received for purchasing a home last year, we finally had enough money in the bank to pay off the full amount of our last student loan. We were already on our way to paying it off by the end of the summer, but the tax credit helped us to do it sooner.
We’re especially excited because we’ve been working really hard to get to this point. It’s not like we just make lots of money and are able to knock out our debts left and right. We’ve been scrimping and saving a LOT since we got married.
We owe thanks to a number of people who’ve helped us out in this process:
- First and foremost, God, who has always taken care of us financially as we’ve been faithful to Him. Especially when we’ve made decisions that have cut into our finances to do what He’s called us to do, He has provided for all of our needs, just like He said He would do in Matthew 6.
- Our wonderful parents, for always encouraging us, giving us tips and helping us out here and there with a free meal or whatever
- Dave Ramsey and his book The Total Money Makeover for giving us a plan
- Friends who are in the same boat as us and have the same goals, for their encouragement and helping us feel like we’re not crazy to be so stingy
